RECENTLY UPDATED


Road Accident Benefit Scheme

07.02.12


Taking new ground: Cover for farm labourers

21.09.11


Bulk Insurance: Good for the consumer or the underwriter?

21.09.11


Group Income Protection -why it can be an easy sell?

16.09.11


Franchise Plus Product
15.09.11


Conflict of Interest Policy
29.07.11





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Copyright © 2009 Health & Accident. All Rights Reserved.


Site Map Disclaimer and Terms & Conditions Taking New Ground: Cover for farm labourers Bulk Insurance: Good for the consumer or underwriter? Group Income Protection - why it can be an easy sell! Franchise Plus Conflict of Interest Policy - Company- HA.pdf Road Accident Benefit Scheme

Disclaimer and Terms & Conditions



1. General disclaimer

The information contained in this website is for general information purposes only.  The information is provided by the Health & Accident Group and while we endeavour te keep the information up to date and correct, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability or availability with respect to the website for the information, products, services, or related graphics contained on the website for any purpose.  Any reliance you place on such information is therefore strictly at your own risk.


In no event will we be liable for any loss or damage including, without limitation, indirect or consequential loss or damage, or any loss or damage whatsoever arising from loss of data or profits arising out of, or in connection with, the use of this website.


Through this website you are able to link to other websites which are not under the conrol of the Health & Accident Group. We have no control over the nature, content and availability of those sites.  The inclusion of any links does not necessarily imply a recommendation or endorsement of the views expressed within them.


Every effort is made to keep the website up and running smoothly.  However, the Health & Accident Group takes no responsibility for, and will not be liable for, the website being temporarily unavailable due to technical issues beyond our control.


2. Acceptance of our terms

By visiting www.healthacc.co.za, viewing, accessing or otherwise using any of the services or information created, collected, compiled or submitted to www.healthacc.co.za, you agree to be bound by the following Terms and Conditions of Service.


3. Provision of Services

You agree and acknowledge that www.healthacc.co.za is entitled to modify, improve or discontinue any of its services at its sole discretion and without notice to you even if it may result in you being prevented from accessing any information contained in it.  You agree and acknowledge that www.healthacc.co.za is entitled to provide services to you through subsidiaries or affiliated entities.


4. Proprietary Rights

You acknowledge and agree that www.healthacc.co.za may contain proprietary and confidential information including trademarks, service marks and patents protected by intellectual property laws and international intellectual property treaties.


5. Submitted Content

When you submit content to www.healthacc.co.za you simultaneously grant www.healthacc.co.za an irrevocable, worldwide, royalty free license to publish, display, modify, distribute and syndicate your content worldwide.  You confirm and warrant that you have the required authority to grant the above license to www.healthacc.co.za.


6. Termination of Agreement

The Terms of this agreement will continue to apply in perpetuity until terminated by either party without notice at any time for any reason.


7. Disclaimer of Warranties

You understand and agree that your use of www.healthacc.co.za is entirely at your own risk and that our services are provided "As Is" and "As Available".  www.healthacc.co.za does not make any express or implied warranties, endorsements or representations whatsoever as to the operation of the www.healthacc.co.za website, information, content, materials, or products.


8. Limitation of Liability

You understand and agree that www.healthacc.co.za and any of its subsidiaries or affiliates shall in no event be liable for any direct, indirect, incidental, consequential, or exemplary damages.  In jurisdictions where the exclusion or limitation of liability for consequential or incidental damages is not allowed the liability of www.healthacc.co.za is limited to the greatest extent permitted by law.


9. External Content

www.healthacc.co.za may include hyperlinks to third-party content, advertising or websites. You acknowledge and agree that www.healthacc.co.za is not responsible for and does not endorse any advertising, products or resource available from such resources or websites.


10. Jurisdiction

You expressly understand and agree to submit to the personal and exclusive jurisdiction of the courts of the country, state, province or territory determined solely by www.healthacc.co.za to resolve any legal matter arising from this agreement or related to your use of www.healthacc.co.za.


11. Entire Agreement

You understand and agree that the above Terms constitute the entire general agreement between you and www.healthacc.co.za.  You may be subject to additional Terms and conditions when you use, purchase or access other services, affiliate services or third-party content or material.


12. Changes to the Terms

www.healthacc.co.za reserves the right to modify these Terms from time to time at our sole discretion and without any notice.


Health and Accident Group is an Authorised Financial Services Provider – FSP 376.

Directors: M. Esterhuysen (Chairman) A. Hofman (Managing Director)

Health & Accident Underwriting Managers (Pty) Ltd 1994/002308/07