RECENTLY UPDATED
Road Accident Benefit Scheme
07.02.12
Taking new ground: Cover for farm labourers
21.09.11
Bulk Insurance: Good for the consumer or the underwriter?
21.09.11
Group Income Protection -
16.09.11
Franchise Plus Product
15.09.11
Conflict of Interest Policy
29.07.11
Site Map Disclaimer
Content View Hits:
Copyright © 2009 Health & Accident. All Rights Reserved.
Lifestyle Protector
PRODUCT SPECIFICATION
Lifestyle Protector is a combination of Accident & Health insurance products (Hospital Cash, Critical Illness and Surgery)
- Guaranteed issue for individuals and dependents. No medical exams or health questions are required
- Lump-
sum benefits are paid directly to the individual - Receiving the support of MSO (Medical Services Organisation) provides a managed healthcare programme to ensure that in the event of the recipient requiring healthcare assistance, they will receive quality care, delivered in the most appropriate setting through a process that encourages effective, efficient and consistent utilisation of healthcare services
- Lifestyle Protector is not a health plan
- For individuals that currently have a health plan or organizations that currently offer health plans, Lifestyle Protector supplements coverage by providing benefits in the event of a critical illness, hospitalisation and surgery
- Survival rates for critical illness are going up: Nearly 60% of heart attack victims
survive; and cancer survival rates are improving all the time. But as survival rates
go up, so do the medical and non-
medical costs associated with a critical illness
- There are many associated costs associated with the results of critical illnesses, hospitalisation and surgery that are not covered by even the most comprehensive health plan
|
Unit |
Benefits |
Individual |
Individual & Spouse |
Individual & Children |
Family | |
|
1 |
Surgery |
R5 000 |
R33.60 |
R63.84 |
R84.00 |
R114.24 |
|
|
Critical Illness |
R5 000 |
|
|
|
|
|
|
Hospital Cash |
R100 per day |
|
|
|
|
|
2 |
Surgery |
R10 000 |
R67.20 |
R127.68 |
R168.00 |
R228.48 |
|
|
Critical Illness |
R10 000 |
|
|
|
|
|
|
Hospital Cash |
R200 per day |
|
|
|
|
|
3 |
Surgery |
R15 000 |
R97.60 |
R185.44 |
R244.00 |
R331.84 |
|
|
Critical Illness |
R15 000 |
|
|
|
|
|
|
Hospital Cash |
R300 per day |
|
|
|
|
|
4 |
Surgery |
R20 000 |
R129.60 |
R246.24 |
R324.00 |
R440.64 |
|
|
Critical Illness |
R20 000 |
|
|
|
|
|
|
Hospital Cash |
R400 per day |
|
|
|
|
|
5 |
Surgery |
R25 000 |
R164.27 |
R312.11 |
R410.67 |
R558.51 |
|
|
Critical Illness |
R25 000 |
|
|
|
|
|
|
Hospital Cash |
R500 per day |
|
|
|
|
Debit order of R10.00 is applicable on individual business.
|
Downloads | |
|
Summary of Cover |
172 Kb |
|
Application Form |
69 Kb |