Vital Care Plan

RECENTLY UPDATED

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09.03.12

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Vital Care Plan

PRODUCT SPECIFICATION

Acceptance between the ages of 18 to 65 years
Cover ceases at age 75
Benefits paid directly to the Insured
Guaranteed acceptance no medical examination
Paid regardless of any other benefits received
The insured must survive the diagnosis for a period of 30 days
Pays fixed benefits (as stated) upon diagnosis of the defined female Cancers
Pre-existing conditions are excluded
First Diagnosis of Female Organ Cancer: One or both breasts, one or both ovaries, one or both fallopian tubes, uterus, cervix, vagina and vulva
If the Insured qualifies for the Diagnosis Benefit the following benefits are payable:

- Hospitalisation Confinement (maximum 100 days)

- Monthly Income Benefit (maximum 12 months)

- Inconvenience Cover: Childcare, au pair, accommodation, transport and domestic help

Any event, which may give rise to a claim, should be reported in writing within 90 days
Conditions which occur during the first 180 days of the inception of the Policy are excluded

PREMIUM TABLE
Monthly Premiums - Select your cover from (Options 1 or 2) below.
OPTION 1 (Individual Plan)
Female Age at entry	Monthly Premium	Administration Fee	Total Monthly Premium
18 to 29 years	R15.49	R10.00	R25.49
30 to 39 years	R30.71	R10.00	R40.71
40 to 44 years	R45.68	R10.00	R55.68
45 to 49 years	R56.18	R10.00	R66.18
50 to 54 years	R65.63	R10.00	R75.63
55 to 59 years	R72.98	R10.00	R82.98
60 to 64 years	R78.49	R10.00	R88.49
OPTION 2 (Individual Plan)
Female Age at entry	Monthly Premium	Administration Fee	Total Monthly Premium
18 to 29 years	R30.98	R10.00	R40.98
30 to 39 years	R61.43	R10.00	R71.43
40 to 44 years	R91.35	R10.00	R101.35
45 to 49 years	R112.35	R10.00	R122.35
50 to 54 years	R131.25	R10.00	R141.25
55 to 59 years	R145.95	R10.00	R155.95
60 to 64 years	R156.98	R10.00	R166.98
Cover is subject to the Terms, Conditions and Exclusions of the Policy and payment of premiums.

BENEFITS
OPTION 1
Insured Event	Benefit	Insured Event	Benefit	Insured Event	Benefit	Insured Event	Benefit
1.Diagnosis	R30 000 Lump Sum on first diagnosis	2.Hospitalisation	R500 per day of Hospital Confinement due to a female cancer. For a period not exceeding 100 days	3.Inconvenience Cover	100% of Actual costs up to R12 500	4.Monthly Income Benefit	R2 500 per month during treatment up to a maximum of 12 months but excluding the first month following diagnosis
OPTION 2
Insured Event	Benefit	Insured Event	Benefit	Insured Event	Benefit	Insured Event	Benefit
1.Diagnosis	R60 000 Lump Sum on first diagnosis	2.Hospitalisation	R1 000 per day of Hospital Confinement due to a female cancer. For a period not exceeding 100 days	3.Inconvenience Cover	100% of Actual costs up to R25 000	4.Monthly Income Benefit	R5 000 per month during treatment up to a maximum of 12 months but excluding the first month following diagnosis