Health & Accident
An authorised financial services provider FSP 376


Expertise. Value. Understanding


Health & Accident was founded in 1994. Since then, we’ve broadened our product solutions to include group risk employee benefits and extended our scope to cover employees working in many African countries. Today, we’re the health and personal accident insurance partner of choice when it comes to providing tailored solutions to brokers.

We’re also the appointed administrator for the Income Protection Plan Scheme and Group Life Scheme for the Financial Intermediaries Association (FIA) – the largest of its kind in South Africa.


Good business. Strong policies.

We don’t just lead the insurance market – we also lead the way in business. These are some of the policies that drive our organisation.


Complaint Resolution Policy

Treating Customers Fairly Policy

Conflict of Interest Policy



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AIG is a leading international insurance organisation

AIG companies serve commercial, institutional and individual customers through one of the most extensive worldwide property-casualty networks of any insurer. In addition, AIG companies are leading providers of life insurance and retirement services in the United States. AIG common stock is listed on the New York Stock Exchange and the Tokyo Stock Exchange.



Compass Insurance opened it’s doors in 1994

Hannover Re Africa recognised Compass’s innovative outsource philosophy and acquired it in full. Hannover Reinsurance group Africa is now one of the continent’s largest with a GCR rating of AA-.



Aetna’s business is to understand the needs of employees

It has more than 900 000 members worldwide and serves more than 200 countries/territories.



Guardrisk is the leading provider of cell captive business and alternative risk transfer solutions in South Africa

Providing tailor-made risk financing solutions that includes access to a broad panel of related services and professional reinsurance markets.